If you became a CalSTRS member on or after January 1, 2013, you're under the CalSTRS 2% at 62 benefit structure.

Your benefit structure determines how your CalSTRS lifetime monthly retirement benefit is calculated.

Your benefit is based on a formula that includes three factors: your years of service credit, your age when you retire and your final compensation.

Learn more about your benefit structure in the CalSTRS Member Handbook.

To see how working longer or how increasing your age factor or final compensation can increase your retirement benefit, use the Retirement Benefits Calculator.