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Payment calendarCheck mailed July 29Direct deposit August 1

Early career checklist

As a CalSTRS member, you participate in a hybrid retirement system consisting of traditional defined benefit (Defined Benefit Program), cash balance (Defined Benefit Supplement Program) and voluntary defined contribution (CalSTRS Pension2®) plans.

Your service retirement benefit under the Defined Benefit Program is based on your years of service credit, your age at retirement and your final compensation. The more service credit you have, the higher your monthly retirement benefit will be.

Less than one year of service credit 

Now is a great time to learn more about your CalSTRS benefits and start planning for your retirement.

  • Activate your myCalSTRS account to view your account balances and service credit, update your contact information and more online.
  • Watch the member education videos for a quick way to learn about your benefits.
  • Start a tax-advantaged 403(b) or 457(b) account for additional money in retirement. Consider Pension2, which offers low costs and flexible investment options.
One to five years of service credit 

Your survivors are eligible to receive a CalSTRS one-time death benefit and survivor benefit if you should die before retirement.

Five years of service credit 

You’re eligible for a lifetime monthly retirement benefit when you retire.