Retired educator considerations

As a CalSTRS member, you participate in a hybrid retirement system consisting of traditional defined benefit (Defined Benefit Program), cash balance (Defined Benefit Supplement Program) and voluntary defined contribution (CalSTRS Pension2®) plans.

Your service retirement benefit under the Defined Benefit Program is based on your years of service credit, your age at retirement and your final compensation. The more service credit you have, the higher your monthly retirement benefit will be.

Name your one-time death benefit recipient

If you haven’t designated your one-time death benefit recipient, take a few minutes now.

Medicare

Medicare is a nationwide federally administered health insurance program for eligible individuals.

Working after retirement

Know the rules. If you return to work after service retirement in a position with the California public school system as an employee, an employee of a third party, or an independent contractor, there are restrictions.

Sign up for direct deposit

You can have your check electronically deposited in your bank account by applying online at myCalSTRS or by filling out the Direct Deposit Authorization form.

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