Welcome to CalSTRS: Providing retirement benefits to educatorsAs an educator, you're busy helping your students build their future. It's just as important to focus on yours.
How to fill the gap: Maintain your standard of living in retirementIt's important to set realistic savings goals and take steps today so you'll be able to meet your income needs in retirement.
Understanding the formula: CalSTRS 2% at 60If you became a CalSTRS member before January 1, 2013, you're under the CalSTRS 2% at 60 benefit structure.
Understanding the formula: CalSTRS 2% at 62If you became a CalSTRS member on or after January 1, 2013, you're under the CalSTRS 2% at 62 benefit structure.
Survivor benefits: What you need to knowAs a CalSTRS member, your spouse, children, or other loved ones may be eligible for survivor benefits.
Refund: Consider the consequencesWhile it's possible to apply for a refund, it may not be the best for your long-term financial well-being.