In this presentation, we’ll explore concepts, compare plans and discover investment choices designed to set you up to successfully cross the finish line into retirement.

Find out more in-depth information about your CalSTRS benefits, the difference between earned and purchased service credit, and ways to bridge the gap between your CalSTRS benefit and your retirement income goal.

Have you thought about how you'll spend your days in retirement? It's not too early to start planning for your future. Learn how to create an action plan for your retirement picture and how to identify your expenses in retirement and how they’ll likely change over time. Also explore Medicare basics and Social Security offsets and strategies for managing your current and future expenses.

The middle of your career is the perfect time to start planning for retirement. Learn how to read your annual Retirement Progress Report and why it’s important to verify your report information each year. Also discover how to calculate your own retirement benefit estimates and use all the CalSTRS tools available to you.

As you plan for your future, remember you have choices for protecting your loved ones whether your death occurs before or after you retire. Learn about your lifetime benefit, the one-time death benefit and the default benefits available to you as a CalSTRS Defined Benefit Program member. Understand the choices you have, when to make those choices and how those choices will affect your loved ones.