Saving even a little now can really add up later. If you start contributing $100 per month today, using an assumed interest rate of 5%, you could have $1,222.89 a year from now based on the principle of time and compounding.

Use this calculator to find out how much you could save if you invest a different amount each month over a longer time period.

Choose the number of years of contributions: 1 year2 years3 years4 years5 years6 years7 years8 years9 years10 years11 years12 years13 years14 years15 years16 years17 years18 years19 years20 years21 years22 years23 years24 years25 years26 years27 years28 years29 years30 years31 years32 years33 years34 years35 years36 years37 years38 years39 years40 years41 years42 years43 years44 years45 years

Why start saving today

* This estimate-only calculator illustrates the principle of time and compounding using an assumed interest rate of 5%. This hypothetical illustration is not intended to serve as a projection of the investment results of any investment. CalSTRS Pension2 does not guarantee any rate of return on investments.

The more time you have, the greater the benefit of compounding.*

See the difference a few years can make. Use this supplemental savings calculator to see your potential account value at age 65.**

Select your current age: Age 20Age 25Age 30Age 35Age 40Age 45Age 50Age 55

Choose your monthly contribution: $100$200$300$500$1,250

Calculate

* Interest credited on both principal and previously credited interest.

** This calculator illustrates the principal of time and compounding. The assumed yield of 5% is hypothetical and is not intended to serve as a projection of the investment results of any specific investment. Investing involves market risk, including the possible loss of your contributions.