National Retirement Security Month
October 13–30
CalSTRS is taking part in a national event to raise public awareness about the importance of saving for your retirement. Attend these webinars designed for your career stage and learn why it’s important to have both a defined benefit and a defined contribution plan.
Webinars will be hosted throughout the month of October.
Saving for retirement may seem far from your mind right now, but supplemental savings are essential to ensuring you have enough money to retire comfortably. Due to compound interest, saving earlier in your career is far more valuable than saving later. CalSTRS Pension2® works in tandem with your Defined Benefit Program and Defined Benefit Supplement accounts. Join this online workshop to see why saving now with Pension2 is important.
Register now
Learn more about this first step in your life journey with CalSTRS. Receive an overview of the CalSTRS hybrid retirement system, your survivor and disability benefits, how your benefit will be calculated, ways you can increase your benefit and other CalSTRS resources available to you.
Register now
The middle of your career is the perfect time to start planning for retirement. Learn how to read your annual Retirement Progress Report and why it’s important to verify your report information each year. Also discover how to calculate your own retirement benefit estimates and use all the CalSTRS tools available to you.
You’ll use myCalSTRS during this webinar, so be sure you’re registered and that your account information is up to date.
Register now
Your CalSTRS lifetime monthly retirement benefit is an excellent start. You’ll likely need more to meet your retirement income goal. Join us to better understand your CalSTRS retirement benefit, why it’s important to start saving now and what resources we have to help you along the way. Plus, we will cover some common misconceptions about Social Security. You’ll leave the presentation with some steps to take now to benefit yourself and your loved ones in the future.
Register now
Prepare for the retirement you want by getting the information you need. Learn how to calculate your retirement benefit and how to choose your retirement date. Also discover more about beneficiary options, service retirement forms, your Defined Benefit Supplement account and working after retirement parameters.
Register now
Find out more in-depth information about your CalSTRS benefits, the difference between earned and purchased service credit, and ways to bridge the gap between your CalSTRS benefit and your retirement income goal.
Register now
Learn how to take control of your retirement future with CalSTRS Pension2®, why the stock market fluctuates and how to balance the emotions you may experience as an investor. Plus, review risk-mitigation strategies to ensure you remain composed even during times of stress.
Register now
Retirement will be here soon. Are you prepared? Explore how to use the online tools found on CalSTRS.com and in your myCalSTRS account, including your Retirement Progress Report. Plus, learn how to estimate your future retirement benefit using our online calculator and how to provide money for a loved one after your death.
Register now
A spending plan gives you control of your money, keeps you focused on your financial goals, and helps you organize your expenses, debt and savings. Spend some time learning how to create a spending plan, understand your credit report, build and keep good credit, and manage your debt. You’ll also get worksheets, strategies for creating a spending plan, and more.
Register now
As you get ready to submit your retirement paperwork and cross that finish line, you might be unsure about how and when to use your retirement savings. When is the right time to start withdrawing money? How do you get payments started? Join this presentation to find answers to these questions and learn how CalSTRS Pension2® can help.
During this presentation, you will:
- Understand how Pension2 and your Defined Benefit Supplement account contribute to your retirement income.
- Determine the optimal time to withdraw funds from your account.
- Examine the distribution options available, enabling you to optimize your benefit.
- Receive step-by-step guidance on how to withdraw funds.
Register now
Learn more about this first step in your life journey with CalSTRS. Receive an overview of the CalSTRS hybrid retirement system, your survivor and disability benefits, how your benefit will be calculated, ways you can increase your benefit and other CalSTRS resources available to you.
Register now
You're on the homestretch, and retirement is in sight. What steps do you need to take to help ensure a comfortable financial future? Join this presentation to learn how CalSTRS Pension2® can help bridge any gaps between your pension and retirement income needs.
You’ll gain a comprehensive understanding of different savings plan types, estimate the income you'll need, and find strategies to increase your account balances. Plus, you’ll discover online tools that make planning simpler than ever.
Register now
Once you retire from CalSTRS, you’ll receive a lifetime monthly pension. Yet saving additional money for retirement is an essential part of reaching your retirement savings goal. Learn how CalSTRS Pension2® can help you close any gap between the amount your pension provides and your retirement income needs. Also explore a few scenarios to help you understand how long you may need to work and how much money you may need to save to achieve the retirement you desire.
Register now
Now that you’ve begun your career as a California educator, it’s a good time to start learning about—and saving for—retirement. As a CalSTRS member, you have access to valuable tools and resources designed specifically for early career educators. Learn more about your retirement benefits, including survivor and disability benefits, why it’s important to check your Retirement Progress Report each year and whether you’re eligible to purchase service credit.
Register now
Have you thought about how you'll spend your days in retirement? It's not too early to start planning for your future. Learn how to create an action plan for your retirement picture and how to identify your expenses in retirement and how they’ll likely change over time. Also explore Medicare basics and Social Security offsets and strategies for managing your current and future expenses.
Register now
Many retirees underestimate their retirement income and expenses. Being realistic, planning ahead and learning ways to mitigate common obstacles, including inflation, scams and rising health care costs, can help your money last throughout your retirement.
Discover how to identify your income sources, ways to reduce the risks of underestimating your expenses and strategies for withdrawing your invested dollars. You’ll also get a step-by-step guide to choosing a financial professional.
Register now
Find out about the CalSTRS benefits and services available to you as a part-time educator. Compare the two benefit programs that may be available to you and determine which program you're currently paying into. You'll learn ways to increase your retirement income, the importance of supplemental savings and considerations to keep in mind throughout your career. You're helping students build their future, don't forget about yours.